Call reports 2013
ONE BANK OF TENNESSEE — 2013
What ONE BANK OF TENNESSEE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 384,909,000 | 385,146,000 | 381,885,000 | 382,188,000 |
| Total loans | 173,728,000 | 178,247,000 | 179,810,000 | 181,485,000 |
| Allowance for loan losses | 1,258,000 | 1,281,000 | 1,312,000 | 1,353,000 |
| Securities available for sale | 136,403,000 | 133,967,000 | 142,017,000 | 139,179,000 |
| Securities held to maturity | 1,013,000 | 834,000 | 674,000 | 1,231,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 350,088,000 | 350,361,000 | 347,482,000 | 347,591,000 |
| Interest-bearing deposits | 310,069,000 | 309,480,000 | 307,265,000 | 307,699,000 |
| Noninterest-bearing deposits | 40,019,000 | 40,881,000 | 40,217,000 | 39,892,000 |
| Equity capital | 29,827,000 | 30,089,000 | 29,659,000 | 30,349,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,871,000 | 5,757,000 | 8,600,000 | 11,481,000 |
| Interest expense | 508,000 | 993,000 | 1,438,000 | 1,849,000 |
| Net interest income | 2,363,000 | 4,764,000 | 7,162,000 | 9,632,000 |
| Noninterest income | 1,195,000 | 2,249,000 | 3,303,000 | 4,462,000 |
| Noninterest expense | 2,430,000 | 4,795,000 | 7,175,000 | 9,528,000 |
| Provision for loan losses | 90,000 | 150,000 | 240,000 | 330,000 |
| Pretax income | 1,038,000 | 2,068,000 | 3,050,000 | 4,236,000 |
| Income tax | 70,000 | 140,000 | 208,000 | 288,000 |
| Net income | 968,000 | 1,928,000 | 2,842,000 | 3,948,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,763,000 | 30,080,000 | 30,257,000 | 30,617,000 |
| Total capital | 31,021,000 | 31,361,000 | 31,569,000 | 31,970,000 |
| Risk-weighted assets | 136,366,000 | 137,841,000 | 138,829,000 | 139,955,000 |