Call reports 2012
ONE BANK OF TENNESSEE — 2012
What ONE BANK OF TENNESSEE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 370,358,000 | 370,938,000 | 373,792,000 | 378,511,000 |
| Total loans | 166,524,000 | 173,267,000 | 175,199,000 | 173,535,000 |
| Allowance for loan losses | 1,484,000 | 1,512,000 | 1,532,000 | 1,280,000 |
| Securities available for sale | 110,327,000 | 122,640,000 | 121,335,000 | 126,547,000 |
| Securities held to maturity | 1,238,000 | 1,060,000 | 1,053,000 | 1,051,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 338,003,000 | 337,071,000 | 338,555,000 | 344,286,000 |
| Interest-bearing deposits | 300,721,000 | 298,636,000 | 298,482,000 | 302,620,000 |
| Noninterest-bearing deposits | 37,282,000 | 38,435,000 | 40,073,000 | 41,666,000 |
| Equity capital | 27,790,000 | 28,675,000 | 29,431,000 | 29,416,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,995,000 | 6,016,000 | 9,073,000 | 12,069,000 |
| Interest expense | 631,000 | 1,193,000 | 1,731,000 | 2,252,000 |
| Net interest income | 2,364,000 | 4,823,000 | 7,342,000 | 9,817,000 |
| Noninterest income | 1,184,000 | 2,393,000 | 3,907,000 | 5,302,000 |
| Noninterest expense | 2,357,000 | 4,726,000 | 7,102,000 | 9,391,000 |
| Provision for loan losses | 95,000 | 185,000 | 275,000 | 90,000 |
| Pretax income | 1,096,000 | 2,305,000 | 3,872,000 | 5,638,000 |
| Income tax | 74,000 | 155,000 | 238,000 | 356,000 |
| Net income | 1,022,000 | 2,150,000 | 3,634,000 | 5,282,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,380,000 | 28,775,000 | 29,179,000 | 29,458,000 |
| Total capital | 29,864,000 | 30,287,000 | 30,711,000 | 30,738,000 |
| Risk-weighted assets | 133,410,000 | 137,665,000 | 137,798,000 | 137,577,000 |