Call reports 2011
ONE BANK OF TENNESSEE — 2011
What ONE BANK OF TENNESSEE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 353,342,000 | 354,077,000 | 355,765,000 | 371,263,000 |
| Total loans | 168,675,000 | 170,084,000 | 168,332,000 | 165,605,000 |
| Allowance for loan losses | 1,491,000 | 1,541,000 | 1,499,000 | 1,427,000 |
| Securities available for sale | 114,628,000 | 112,754,000 | 109,020,000 | 108,318,000 |
| Securities held to maturity | 1,046,000 | 869,000 | 862,000 | 1,245,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 322,032,000 | 322,108,000 | 323,588,000 | 339,255,000 |
| Interest-bearing deposits | 285,623,000 | 288,159,000 | 288,618,000 | 301,221,000 |
| Noninterest-bearing deposits | 36,409,000 | 33,949,000 | 34,970,000 | 38,034,000 |
| Equity capital | 26,498,000 | 27,006,000 | 27,672,000 | 27,634,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 3,109,000 | 6,199,000 | 9,289,000 | 12,281,000 |
| Interest expense | 865,000 | 1,719,000 | 2,517,000 | 3,232,000 |
| Net interest income | 2,244,000 | 4,480,000 | 6,772,000 | 9,049,000 |
| Noninterest income | 1,070,000 | 2,163,000 | 3,311,000 | 4,483,000 |
| Noninterest expense | 2,385,000 | 4,730,000 | 7,038,000 | 9,224,000 |
| Provision for loan losses | 105,000 | 210,000 | 315,000 | 295,000 |
| Pretax income | 824,000 | 1,703,000 | 2,730,000 | 4,013,000 |
| Income tax | 56,000 | 116,000 | 185,000 | 271,000 |
| Net income | 768,000 | 1,587,000 | 2,545,000 | 3,742,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,200,000 | 27,468,000 | 27,777,000 | 28,081,000 |
| Total capital | 28,691,000 | 29,009,000 | 29,276,000 | 29,508,000 |
| Risk-weighted assets | 143,304,000 | 143,303,000 | 137,278,000 | 136,032,000 |