Call reports 2010
ONE BANK OF TENNESSEE — 2010
What ONE BANK OF TENNESSEE reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 337,660,000 | 341,604,000 | 343,282,000 | 347,671,000 |
| Total loans | 175,230,000 | 175,052,000 | 176,455,000 | 171,624,000 |
| Allowance for loan losses | 1,769,000 | 1,800,000 | 1,951,000 | 1,430,000 |
| Securities available for sale | 81,136,000 | 95,879,000 | 110,798,000 | 116,063,000 |
| Securities held to maturity | 1,445,000 | 1,266,000 | 1,053,000 | 1,052,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 306,923,000 | 310,317,000 | 312,366,000 | 316,784,000 |
| Interest-bearing deposits | 271,354,000 | 274,443,000 | 276,892,000 | 281,549,000 |
| Noninterest-bearing deposits | 35,569,000 | 35,874,000 | 35,474,000 | 35,235,000 |
| Equity capital | 25,521,000 | 25,943,000 | 26,082,000 | 26,629,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 3,431,000 | 6,833,000 | 10,189,000 | 13,466,000 |
| Interest expense | 1,022,000 | 2,027,000 | 2,999,000 | 3,913,000 |
| Net interest income | 2,409,000 | 4,806,000 | 7,190,000 | 9,553,000 |
| Noninterest income | 1,010,000 | 2,127,000 | 3,256,000 | 4,350,000 |
| Noninterest expense | 2,380,000 | 4,790,000 | 7,201,000 | 9,417,000 |
| Provision for loan losses | 195,000 | 390,000 | 585,000 | 185,000 |
| Pretax income | 844,000 | 1,753,000 | 2,660,000 | 4,301,000 |
| Income tax | 57,000 | 118,000 | 179,000 | 288,000 |
| Net income | 787,000 | 1,635,000 | 2,481,000 | 4,013,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,965,000 | 26,226,000 | 26,454,000 | 26,963,000 |
| Total capital | 27,734,000 | 28,026,000 | 28,344,000 | 28,393,000 |
| Risk-weighted assets | 151,257,000 | 151,684,000 | 151,186,000 | 146,996,000 |