Call reports 2009
ONE BANK OF TENNESSEE — 2009
What ONE BANK OF TENNESSEE reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 344,434,000 | 337,894,000 | 332,773,000 | 333,060,000 |
| Total loans | 175,228,000 | 176,581,000 | 175,720,000 | 174,298,000 |
| Allowance for loan losses | 1,436,000 | 1,542,000 | 1,603,000 | 1,704,000 |
| Securities available for sale | 127,452,000 | 121,064,000 | 98,672,000 | 83,346,000 |
| Securities held to maturity | 2,167,000 | 1,688,000 | 1,448,000 | 1,448,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 314,680,000 | 307,498,000 | 302,202,000 | 302,750,000 |
| Interest-bearing deposits | 279,878,000 | 275,890,000 | 270,251,000 | 269,056,000 |
| Noninterest-bearing deposits | 34,802,000 | 31,608,000 | 31,951,000 | 33,694,000 |
| Equity capital | 24,437,000 | 24,825,000 | 24,835,000 | 25,519,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 3,746,000 | 7,469,000 | 11,159,000 | 14,754,000 |
| Interest expense | 1,682,000 | 3,158,000 | 4,470,000 | 5,609,000 |
| Net interest income | 2,064,000 | 4,311,000 | 6,689,000 | 9,145,000 |
| Noninterest income | 1,029,000 | 2,124,000 | 3,205,000 | 4,303,000 |
| Noninterest expense | 2,260,000 | 4,598,000 | 7,050,000 | 9,003,000 |
| Provision for loan losses | 132,000 | 323,000 | 518,000 | 713,000 |
| Pretax income | 701,000 | 1,514,000 | 2,326,000 | 3,732,000 |
| Income tax | 44,000 | 95,000 | 147,000 | 237,000 |
| Net income | 657,000 | 1,419,000 | 2,179,000 | 3,495,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,594,000 | 25,004,000 | 25,165,000 | 25,741,000 |
| Total capital | 26,030,000 | 26,546,000 | 26,768,000 | 27,445,000 |
| Risk-weighted assets | 159,764,000 | 156,966,000 | 158,035,000 | 158,149,000 |