Call reports 2024
CITY FIRST BANK, NATIONAL ASSOCIATION — 2024
What CITY FIRST BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 1,370,559,000 | 1,367,759,000 | 1,371,130,000 | 1,333,172,000 |
| Total loans | 934,048,000 | 946,840,000 | 975,314,000 | 1,008,321,000 |
| Allowance for loan losses | 7,552,000 | 8,104,000 | 8,526,000 | 8,364,000 |
| Securities available for sale | 293,243,000 | 261,454,000 | 238,489,000 | 203,862,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 773,959,000 | 765,575,000 | 749,054,000 | 818,571,000 |
| Interest-bearing deposits | 642,213,000 | 635,624,000 | 644,709,000 | 713,345,000 |
| Noninterest-bearing deposits | 131,746,000 | 129,951,000 | 104,345,000 | 105,226,000 |
| Equity capital | 200,250,000 | 201,430,000 | 206,348,000 | 205,746,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 14,811,000 | 30,281,000 | 46,447,000 | 63,946,000 |
| Interest expense | 7,316,000 | 14,897,000 | 22,763,000 | 32,294,000 |
| Net interest income | 7,495,000 | 15,384,000 | 23,684,000 | 31,652,000 |
| Noninterest income | 305,000 | 577,000 | 994,000 | 1,554,000 |
| Noninterest expense | 7,615,000 | 14,622,000 | 21,991,000 | 29,072,000 |
| Provision for loan losses | 204,000 | 756,000 | 1,178,000 | 751,000 |
| Pretax income | -75,000 | 584,000 | 1,534,000 | 3,474,000 |
| Income tax | 3,000 | 208,000 | 472,000 | 1,023,000 |
| Net income | -58,000 | 394,000 | 1,058,000 | 2,427,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 185,800,000 | 186,524,000 | 187,310,000 | 188,827,000 |