Call reports 2023
CITY FIRST BANK, NATIONAL ASSOCIATION — 2023
What CITY FIRST BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 1,204,175,000 | 1,233,716,000 | 1,239,487,000 | 1,375,970,000 |
| Total loans | 782,338,000 | 831,591,000 | 842,255,000 | 887,805,000 |
| Allowance for loan losses | 6,285,000 | 6,970,000 | 6,899,000 | 7,348,000 |
| Securities available for sale | 329,026,000 | 322,516,000 | 316,429,000 | 316,950,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 739,166,000 | 727,676,000 | 752,413,000 | 760,092,000 |
| Interest-bearing deposits | 647,410,000 | 635,921,000 | 660,471,000 | 652,201,000 |
| Noninterest-bearing deposits | 91,756,000 | 91,754,000 | 91,942,000 | 107,891,000 |
| Equity capital | 195,749,000 | 193,792,000 | 192,202,000 | 200,829,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 11,174,000 | 22,947,000 | 35,005,000 | 47,753,000 |
| Interest expense | 2,931,000 | 7,465,000 | 12,782,000 | 18,413,000 |
| Net interest income | 8,243,000 | 15,482,000 | 22,223,000 | 29,340,000 |
| Noninterest income | 289,000 | 549,000 | 879,000 | 5,356,000 |
| Noninterest expense | 6,041,000 | 12,314,000 | 19,019,000 | 26,410,000 |
| Provision for loan losses | 88,000 | 773,000 | 702,000 | 935,000 |
| Pretax income | 2,403,000 | 2,944,000 | 3,275,000 | 7,353,000 |
| Income tax | 714,000 | 864,000 | 963,000 | 2,180,000 |
| Net income | 1,667,000 | 2,055,000 | 2,292,000 | 5,148,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 181,571,000 | 182,198,000 | 182,635,000 | 185,773,000 |