Call reports 2022
CITY FIRST BANK, NATIONAL ASSOCIATION — 2022
What CITY FIRST BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 1,128,631,000 | 1,223,258,000 | 1,169,711,000 | 1,183,734,000 |
| Total loans | 656,914,000 | 649,830,000 | 726,669,000 | 772,433,000 |
| Allowance for loan losses | 3,539,000 | 2,963,000 | 3,983,000 | 4,388,000 |
| Securities available for sale | 170,308,000 | 238,299,000 | 332,744,000 | 328,749,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 848,908,000 | 899,860,000 | 852,195,000 | 770,931,000 |
| Interest-bearing deposits | 761,616,000 | 790,126,000 | 762,778,000 | 681,152,000 |
| Noninterest-bearing deposits | 87,292,000 | 109,734,000 | 89,416,000 | 89,779,000 |
| Equity capital | 123,780,000 | 197,174,000 | 190,068,000 | 192,977,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 8,011,000 | 16,644,000 | 26,003,000 | 36,794,000 |
| Interest expense | 839,000 | 1,439,000 | 2,221,000 | 4,002,000 |
| Net interest income | 7,172,000 | 15,205,000 | 23,782,000 | 32,792,000 |
| Noninterest income | 281,000 | 542,000 | 907,000 | 1,195,000 |
| Noninterest expense | 5,847,000 | 11,889,000 | 17,804,000 | 24,082,000 |
| Provision for loan losses | 147,000 | -429,000 | 591,000 | 996,000 |
| Pretax income | 1,459,000 | 4,287,000 | 6,294,000 | 8,909,000 |
| Income tax | 411,000 | 1,205,000 | 1,783,000 | 2,498,000 |
| Net income | 1,024,000 | 3,059,000 | 4,460,000 | 6,340,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 99,933,000 | 171,773,000 | 169,909,000 | 181,304,000 |