Call reports 2021
CITY FIRST BANK, NATIONAL ASSOCIATION — 2021
What CITY FIRST BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 470,754,000 | 1,040,745,000 | 1,061,371,000 | 1,092,804,000 |
| Total loans | 228,160,000 | 618,014,000 | 645,859,000 | 651,904,000 |
| Allowance for loan losses | 2,178,000 | 3,296,000 | 3,661,000 | 3,391,000 |
| Securities available for sale | 150,052,000 | 158,909,000 | 157,628,000 | 156,407,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 356,838,000 | 717,661,000 | 759,320,000 | 797,357,000 |
| Interest-bearing deposits | 305,979,000 | 665,316,000 | 709,846,000 | 697,767,000 |
| Noninterest-bearing deposits | 50,859,000 | 52,346,000 | 49,473,000 | 99,589,000 |
| Equity capital | 32,796,000 | 130,356,000 | 130,367,000 | 128,210,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,716,000 | 10,661,000 | 17,570,000 | 25,144,000 |
| Interest expense | 358,000 | 1,956,000 | 2,860,000 | 4,098,000 |
| Net interest income | 2,358,000 | 8,705,000 | 14,710,000 | 21,046,000 |
| Noninterest income | 188,000 | 2,315,000 | 2,924,000 | 3,214,000 |
| Noninterest expense | 3,430,000 | 12,429,000 | 18,230,000 | 26,954,000 |
| Provision for loan losses | 85,000 | 81,000 | 446,000 | 177,000 |
| Pretax income | -839,000 | -1,490,000 | -1,042,000 | -2,871,000 |
| Income tax | -178,000 | -55,000 | 50,000 | -532,000 |
| Net income | -657,000 | -1,468,000 | -1,149,000 | -2,440,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,543,000 | 97,639,000 | 98,009,000 | 98,590,000 |