Call reports 2020
CITY FIRST BANK, NATIONAL ASSOCIATION — 2020
What CITY FIRST BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 360,345,000 | 367,177,000 | 394,418,000 | 436,194,000 |
| Total loans | 148,296,000 | 205,602,000 | 211,987,000 | 217,826,000 |
| Allowance for loan losses | 2,230,000 | 2,455,000 | 2,557,000 | 2,093,000 |
| Securities available for sale | 99,760,000 | 111,779,000 | 110,357,000 | 125,462,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 271,241,000 | 287,321,000 | 303,413,000 | 333,355,000 |
| Interest-bearing deposits | 232,584,000 | 231,563,000 | 261,171,000 | 260,771,000 |
| Noninterest-bearing deposits | 38,657,000 | 55,758,000 | 42,242,000 | 72,583,000 |
| Equity capital | 34,946,000 | 35,662,000 | 35,142,000 | 35,271,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,761,000 | 5,334,000 | 8,073,000 | 11,120,000 |
| Interest expense | 541,000 | 936,000 | 1,320,000 | 1,757,000 |
| Net interest income | 2,220,000 | 4,398,000 | 6,753,000 | 9,363,000 |
| Noninterest income | 227,000 | 861,000 | 786,000 | 975,000 |
| Noninterest expense | 2,519,000 | 4,516,000 | 7,160,000 | 10,043,000 |
| Provision for loan losses | 123,000 | 347,000 | 578,000 | 114,000 |
| Pretax income | -195,000 | 396,000 | 469,000 | 1,054,000 |
| Income tax | -64,000 | 106,000 | 119,000 | 279,000 |
| Net income | -174,000 | 259,000 | 284,000 | 688,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,457,000 | 33,799,000 | 33,792,000 | 34,166,000 |
| Total capital | 35,803,000 | — | — | — |
| Risk-weighted assets | 187,592,000 | — | — | — |