Call reports 2019
CITY FIRST BANK, NATIONAL ASSOCIATION — 2019
What CITY FIRST BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 396,212,000 | 365,644,000 | 348,984,000 | 365,508,000 |
| Total loans | 134,151,000 | 133,977,000 | 137,156,000 | 140,603,000 |
| Allowance for loan losses | 2,074,000 | 2,150,000 | 2,195,000 | 2,108,000 |
| Securities available for sale | 87,524,000 | 92,185,000 | 86,762,000 | 94,362,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 312,592,000 | 286,420,000 | 271,590,000 | 279,395,000 |
| Interest-bearing deposits | 240,069,000 | 217,810,000 | 216,767,000 | 233,766,000 |
| Noninterest-bearing deposits | 72,523,000 | 68,610,000 | 54,824,000 | 45,629,000 |
| Equity capital | 32,258,000 | 33,082,000 | 33,738,000 | 33,975,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 3,109,000 | 6,215,000 | 9,288,000 | 12,089,000 |
| Interest expense | 482,000 | 953,000 | 1,415,000 | 1,918,000 |
| Net interest income | 2,627,000 | 5,262,000 | 7,873,000 | 10,171,000 |
| Noninterest income | 833,000 | 1,111,000 | 1,713,000 | 2,159,000 |
| Noninterest expense | 2,895,000 | 5,301,000 | 7,714,000 | 10,027,000 |
| Provision for loan losses | -110,000 | -34,000 | 41,000 | -46,000 |
| Pretax income | 674,000 | 1,106,000 | 1,831,000 | 2,349,000 |
| Income tax | 164,000 | 280,000 | 451,000 | 654,000 |
| Net income | 406,000 | 674,000 | 1,179,000 | 1,452,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,675,000 | 32,923,000 | 33,446,000 | 33,679,000 |
| Total capital | 34,877,000 | 35,180,000 | 35,672,000 | 35,889,000 |
| Risk-weighted assets | 179,637,000 | 180,406,000 | 178,010,000 | 182,800,000 |