Call reports 2018
CITY FIRST BANK, NATIONAL ASSOCIATION — 2018
What CITY FIRST BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 308,350,000 | 307,512,000 | 313,582,000 | 367,261,000 |
| Total loans | 125,012,000 | 125,246,000 | 129,925,000 | 130,970,000 |
| Allowance for loan losses | 2,240,000 | 2,211,000 | 2,162,000 | 2,183,000 |
| Securities available for sale | 81,681,000 | 95,036,000 | 90,747,000 | 88,957,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 248,081,000 | 244,996,000 | 237,447,000 | 288,716,000 |
| Interest-bearing deposits | 200,809,000 | 204,616,000 | 200,538,000 | 230,594,000 |
| Noninterest-bearing deposits | 47,272,000 | 40,380,000 | 36,909,000 | 58,122,000 |
| Equity capital | 29,797,000 | 29,511,000 | 29,478,000 | 31,066,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,318,000 | 4,809,000 | 7,375,000 | 10,412,000 |
| Interest expense | 372,000 | 801,000 | 1,255,000 | 1,710,000 |
| Net interest income | 1,946,000 | 4,008,000 | 6,120,000 | 8,702,000 |
| Noninterest income | 766,000 | 1,038,000 | 1,781,000 | 3,116,000 |
| Noninterest expense | 2,533,000 | 5,020,000 | 7,489,000 | 10,148,000 |
| Provision for loan losses | 0 | -30,000 | -78,000 | -294,000 |
| Pretax income | 179,000 | 56,000 | 490,000 | 1,964,000 |
| Income tax | 12,000 | -18,000 | 66,000 | 282,000 |
| Net income | 30,000 | -78,000 | 120,000 | 1,131,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,257,000 | 31,120,000 | 31,287,000 | 32,265,000 |
| Total capital | 33,315,000 | 33,188,000 | 33,399,000 | 34,448,000 |
| Risk-weighted assets | 164,258,000 | 165,120,000 | 168,896,000 | 174,562,000 |