Call reports 2017
CITY FIRST BANK, NATIONAL ASSOCIATION — 2017
What CITY FIRST BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 255,129,000 | 287,515,000 | 295,933,000 | 309,380,000 |
| Total loans | 133,495,000 | 122,304,000 | 118,692,000 | 124,258,000 |
| Allowance for loan losses | 2,980,000 | 2,980,000 | 2,430,000 | 2,240,000 |
| Securities available for sale | 75,452,000 | 87,189,000 | 82,871,000 | 85,128,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 198,271,000 | 237,408,000 | 238,243,000 | 254,650,000 |
| Interest-bearing deposits | 168,038,000 | 176,977,000 | 182,335,000 | 197,404,000 |
| Noninterest-bearing deposits | 30,233,000 | 60,431,000 | 55,908,000 | 57,246,000 |
| Equity capital | 29,690,000 | 30,246,000 | 30,461,000 | 30,469,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,173,000 | 4,306,000 | 6,448,000 | 8,759,000 |
| Interest expense | 264,000 | 547,000 | 852,000 | 1,177,000 |
| Net interest income | 1,909,000 | 3,759,000 | 5,596,000 | 7,582,000 |
| Noninterest income | 312,000 | 2,218,000 | 2,514,000 | 4,813,000 |
| Noninterest expense | 2,365,000 | 5,200,000 | 7,509,000 | 10,442,000 |
| Provision for loan losses | 0 | 0 | -550,000 | -840,000 |
| Pretax income | -144,000 | 777,000 | 1,182,000 | 2,824,000 |
| Income tax | -88,000 | 141,000 | 280,000 | 1,190,000 |
| Net income | -128,000 | 212,000 | 419,000 | 857,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,189,000 | 30,529,000 | 30,720,000 | 31,257,000 |
| Total capital | 32,155,000 | 32,442,000 | 32,638,000 | 33,262,000 |
| Risk-weighted assets | 156,041,000 | 151,830,000 | 152,785,000 | 159,943,000 |