Call reports 2016
CITY FIRST BANK, NATIONAL ASSOCIATION — 2016
What CITY FIRST BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 251,977,000 | 231,846,000 | 256,866,000 | 262,161,000 |
| Total loans | 160,710,000 | 148,585,000 | 137,383,000 | 134,854,000 |
| Allowance for loan losses | 4,302,000 | 4,302,000 | 4,255,000 | 2,980,000 |
| Securities available for sale | 58,921,000 | 56,856,000 | 65,198,000 | 76,988,000 |
| Securities held to maturity | 1,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 187,621,000 | 178,419,000 | 193,137,000 | 208,749,000 |
| Interest-bearing deposits | 162,983,000 | 152,976,000 | 161,897,000 | 175,803,000 |
| Noninterest-bearing deposits | 24,638,000 | 25,443,000 | 31,240,000 | 32,946,000 |
| Equity capital | 34,326,000 | 34,764,000 | 34,807,000 | 29,765,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,552,000 | 5,081,000 | 7,241,000 | 10,132,000 |
| Interest expense | 267,000 | 522,000 | 773,000 | 1,031,000 |
| Net interest income | 2,285,000 | 4,559,000 | 6,468,000 | 9,101,000 |
| Noninterest income | 849,000 | 1,574,000 | 2,594,000 | 3,460,000 |
| Noninterest expense | 2,383,000 | 4,942,000 | 7,415,000 | 9,970,000 |
| Provision for loan losses | 0 | 0 | 0 | -1,550,000 |
| Pretax income | 751,000 | 1,192,000 | 1,669,000 | 4,163,000 |
| Income tax | 242,000 | 373,000 | 474,000 | 1,410,000 |
| Net income | 354,000 | 547,000 | 694,000 | 2,065,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,255,000 | 34,417,000 | 34,536,000 | 30,317,000 |
| Total capital | 36,498,000 | 36,505,000 | 36,580,000 | 32,360,000 |
| Risk-weighted assets | 177,062,000 | 164,546,000 | 161,051,000 | 162,212,000 |