Call reports 2005
CITY FIRST BANK, NATIONAL ASSOCIATION — 2005
What CITY FIRST BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 110,136,000 | 107,502,000 | 115,888,000 | 126,421,000 |
| Total loans | 61,473,000 | 65,116,000 | 67,629,000 | 70,735,000 |
| Allowance for loan losses | 2,058,000 | 2,112,000 | 2,120,000 | 2,537,000 |
| Securities available for sale | 17,724,000 | 27,222,000 | 26,573,000 | 24,226,000 |
| Securities held to maturity | 413,000 | 382,000 | 346,000 | 317,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 87,717,000 | 83,547,000 | 91,766,000 | 100,807,000 |
| Interest-bearing deposits | 70,698,000 | 64,720,000 | 75,320,000 | 82,809,000 |
| Noninterest-bearing deposits | 17,019,000 | 18,827,000 | 16,446,000 | 17,998,000 |
| Equity capital | 11,513,000 | 11,598,000 | 12,339,000 | 12,058,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,504,000 | 3,190,000 | 4,911,000 | 6,810,000 |
| Interest expense | 416,000 | 879,000 | 1,426,000 | 2,118,000 |
| Net interest income | 1,088,000 | 2,311,000 | 3,485,000 | 4,692,000 |
| Noninterest income | 44,000 | 90,000 | 884,000 | 1,524,000 |
| Noninterest expense | 1,049,000 | 2,221,000 | 3,355,000 | 4,728,000 |
| Provision for loan losses | 45,000 | 90,000 | 125,000 | 515,000 |
| Pretax income | 38,000 | 90,000 | 889,000 | 973,000 |
| Income tax | 0 | 0 | 0 | 331,000 |
| Net income | 38,000 | 90,000 | 889,000 | 642,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,685,000 | 10,736,000 | 11,536,000 | 11,289,000 |
| Total capital | 11,655,000 | 11,712,000 | 12,595,000 | 12,412,000 |
| Risk-weighted assets | 76,201,000 | 76,796,000 | 82,753,000 | 88,314,000 |
Machine access — free, no API key
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