Call reports 2015
FIRST FEDERAL SAVINGS & LOAN ASSOCIATION OF BUCKS COUNTY — 2015
What FIRST FEDERAL SAVINGS & LOAN ASSOCIATION OF BUCKS COUNTY reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 |
|---|---|---|
| Total assets | 751,032,000 | 769,426,000 |
| Total loans | 546,639,000 | 552,884,000 |
| Allowance for loan losses | 4,675,000 | 4,793,000 |
| Securities available for sale | 87,894,000 | 95,560,000 |
| Securities held to maturity | 70,092,000 | 71,703,000 |
| Trading assets | 0 | 0 |
| Total deposits | 576,203,000 | 579,429,000 |
| Interest-bearing deposits | 521,936,000 | 531,174,000 |
| Noninterest-bearing deposits | 54,267,000 | 48,255,000 |
| Equity capital | 83,392,000 | 83,364,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 |
|---|---|---|
| Interest income | 7,046,000 | 13,925,000 |
| Interest expense | 1,104,000 | 2,251,000 |
| Net interest income | 5,942,000 | 11,674,000 |
| Noninterest income | 341,000 | 872,000 |
| Noninterest expense | 4,592,000 | 9,025,000 |
| Provision for loan losses | 183,000 | 356,000 |
| Pretax income | 1,515,000 | 3,167,000 |
| Income tax | 438,000 | 948,000 |
| Net income | 1,077,000 | 2,219,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 |
|---|---|---|
| Tier 1 capital | 84,069,000 | 85,338,000 |
| Total capital | 89,064,000 | 90,377,000 |
| Risk-weighted assets | 552,700,000 | 570,350,000 |