Call reports 2025
BRUNSWICK STATE BANK — 2025
What BRUNSWICK STATE BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 173,560,000 | 171,479,000 | 167,836,000 | 170,857,000 |
| Total loans | 143,722,000 | 147,066,000 | 151,834,000 | 147,767,000 |
| Allowance for loan losses | 1,916,000 | 1,866,000 | 2,011,000 | 1,702,000 |
| Securities available for sale | 8,379,000 | 5,819,000 | 5,843,000 | 5,881,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 157,300,000 | 154,835,000 | 150,729,000 | 154,388,000 |
| Interest-bearing deposits | 128,679,000 | 129,473,000 | 127,177,000 | 124,057,000 |
| Noninterest-bearing deposits | 28,621,000 | 25,362,000 | 23,552,000 | 30,331,000 |
| Equity capital | 15,766,000 | 15,997,000 | 16,392,000 | 16,050,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 2,781,000 | 5,569,000 | 8,516,000 | 11,403,000 |
| Interest expense | 1,178,000 | 2,410,000 | 3,639,000 | 4,820,000 |
| Net interest income | 1,603,000 | 3,159,000 | 4,877,000 | 6,583,000 |
| Noninterest income | 60,000 | 131,000 | 189,000 | 253,000 |
| Noninterest expense | 895,000 | 1,868,000 | 2,858,000 | 3,836,000 |
| Provision for loan losses | 45,000 | 90,000 | 235,000 | 1,280,000 |
| Pretax income | 723,000 | 1,332,000 | 1,973,000 | 1,720,000 |
| Income tax | 13,000 | 26,000 | 40,000 | 49,000 |
| Net income | 710,000 | 1,306,000 | 1,933,000 | 1,671,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,908,000 | 16,179,000 | 16,492,000 | 16,130,000 |