Call reports 2023
BRUNSWICK STATE BANK — 2023
What BRUNSWICK STATE BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 147,968,000 | 147,674,000 | 155,668,000 | 158,021,000 |
| Total loans | 120,619,000 | 126,635,000 | 133,582,000 | 135,592,000 |
| Allowance for loan losses | 1,759,000 | 1,805,000 | 1,910,000 | 1,881,000 |
| Securities available for sale | 11,991,000 | 11,846,000 | 11,610,000 | 11,869,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 133,699,000 | 133,083,000 | 140,889,000 | 139,847,000 |
| Interest-bearing deposits | 99,050,000 | 97,802,000 | 104,626,000 | 99,057,000 |
| Noninterest-bearing deposits | 34,649,000 | 35,281,000 | 36,263,000 | 40,790,000 |
| Equity capital | 13,919,000 | 14,129,000 | 14,212,000 | 14,865,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 2,026,000 | 4,176,000 | 6,502,000 | 9,022,000 |
| Interest expense | 546,000 | 1,240,000 | 2,102,000 | 3,082,000 |
| Net interest income | 1,480,000 | 2,936,000 | 4,400,000 | 5,940,000 |
| Noninterest income | 68,000 | 138,000 | 221,000 | 279,000 |
| Noninterest expense | 695,000 | 1,409,000 | 2,139,000 | 2,887,000 |
| Provision for loan losses | 30,000 | 75,000 | 105,000 | 105,000 |
| Pretax income | 823,000 | 1,590,000 | 2,377,000 | 3,227,000 |
| Income tax | 15,000 | 27,000 | 42,000 | 58,000 |
| Net income | 808,000 | 1,563,000 | 2,335,000 | 3,169,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,182,000 | 14,486,000 | 14,708,000 | 15,041,000 |