Call reports 2021
BRUNSWICK STATE BANK — 2021
What BRUNSWICK STATE BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 151,892,000 | 169,030,000 | 155,683,000 | 150,905,000 |
| Total loans | 110,849,000 | 118,878,000 | 121,014,000 | 120,395,000 |
| Allowance for loan losses | 1,435,000 | 1,481,000 | 1,481,000 | 1,521,000 |
| Securities available for sale | 4,676,000 | 4,477,000 | 3,719,000 | 3,684,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 128,971,000 | 145,484,000 | 138,213,000 | 133,407,000 |
| Interest-bearing deposits | 101,508,000 | 100,645,000 | 96,555,000 | 98,813,000 |
| Noninterest-bearing deposits | 27,463,000 | 44,839,000 | 41,658,000 | 34,594,000 |
| Equity capital | 12,146,000 | 12,750,000 | 13,099,000 | 13,358,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,731,000 | 3,387,000 | 5,029,000 | 6,659,000 |
| Interest expense | 415,000 | 804,000 | 1,182,000 | 1,551,000 |
| Net interest income | 1,316,000 | 2,583,000 | 3,847,000 | 5,108,000 |
| Noninterest income | 46,000 | 91,000 | 149,000 | 196,000 |
| Noninterest expense | 590,000 | 1,229,000 | 1,902,000 | 2,568,000 |
| Provision for loan losses | 325,000 | 400,000 | 675,000 | 750,000 |
| Pretax income | 447,000 | 1,045,000 | 1,419,000 | 1,986,000 |
| Income tax | 14,000 | 28,000 | 41,000 | 64,000 |
| Net income | 433,000 | 1,017,000 | 1,378,000 | 1,922,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,997,000 | 12,581,000 | 12,941,000 | 13,211,000 |
| Total capital | 13,410,000 | 14,062,000 | 14,422,000 | 14,732,000 |
| Risk-weighted assets | 112,905,000 | 122,865,000 | 126,161,000 | 126,020,000 |