Call reports 2020
BRUNSWICK STATE BANK — 2020
What BRUNSWICK STATE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 134,390,000 | 144,739,000 | 141,847,000 | 148,153,000 |
| Total loans | 115,707,000 | 117,184,000 | 115,764,000 | 113,126,000 |
| Allowance for loan losses | 1,625,000 | 1,685,000 | 1,601,000 | 1,660,000 |
| Securities available for sale | 4,390,000 | 4,214,000 | 4,276,000 | 4,410,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 115,866,000 | 120,457,000 | 117,544,000 | 125,101,000 |
| Interest-bearing deposits | 94,324,000 | 95,271,000 | 92,227,000 | 96,521,000 |
| Noninterest-bearing deposits | 21,542,000 | 25,186,000 | 25,317,000 | 28,580,000 |
| Equity capital | 11,247,000 | 11,952,000 | 11,924,000 | 12,336,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,785,000 | 3,369,000 | 5,035,000 | 6,609,000 |
| Interest expense | 523,000 | 1,038,000 | 1,517,000 | 1,972,000 |
| Net interest income | 1,262,000 | 2,331,000 | 3,518,000 | 4,637,000 |
| Noninterest income | 89,000 | 146,000 | 204,000 | 257,000 |
| Noninterest expense | 587,000 | 1,213,000 | 1,825,000 | 2,424,000 |
| Provision for loan losses | 50,000 | 125,000 | 1,165,000 | 1,240,000 |
| Pretax income | 714,000 | 1,139,000 | 732,000 | 1,230,000 |
| Income tax | 14,000 | 4,000 | 18,000 | 26,000 |
| Net income | 700,000 | 1,135,000 | 714,000 | 1,204,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,364,000 | 11,800,000 | 11,754,000 | 12,143,000 |
| Total capital | 12,906,000 | 13,334,000 | 13,243,000 | 13,605,000 |
| Risk-weighted assets | 123,274,000 | 122,531,000 | 119,018,000 | 116,733,000 |