Call reports 2019
BRUNSWICK STATE BANK — 2019
What BRUNSWICK STATE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 130,950,000 | 128,479,000 | 130,116,000 | 134,834,000 |
| Total loans | 107,369,000 | 108,875,000 | 114,751,000 | 112,556,000 |
| Allowance for loan losses | 1,587,000 | 1,834,000 | 1,793,000 | 1,602,000 |
| Securities available for sale | 6,460,000 | 9,322,000 | 7,875,000 | 4,805,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 112,742,000 | 110,468,000 | 109,520,000 | 116,893,000 |
| Interest-bearing deposits | 91,786,000 | 90,221,000 | 89,715,000 | 91,478,000 |
| Noninterest-bearing deposits | 20,956,000 | 20,247,000 | 19,805,000 | 25,415,000 |
| Equity capital | 11,883,000 | 12,197,000 | 12,728,000 | 10,766,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,651,000 | 3,432,000 | 5,288,000 | 7,092,000 |
| Interest expense | 484,000 | 992,000 | 1,519,000 | 2,038,000 |
| Net interest income | 1,167,000 | 2,440,000 | 3,769,000 | 5,054,000 |
| Noninterest income | 77,000 | 170,000 | 266,000 | 367,000 |
| Noninterest expense | 580,000 | 1,116,000 | 1,679,000 | 2,290,000 |
| Provision for loan losses | 182,000 | 429,000 | 467,000 | 2,504,000 |
| Pretax income | 482,000 | 1,080,000 | 2,028,000 | 780,000 |
| Income tax | 0 | 25,000 | 39,000 | 53,000 |
| Net income | 482,000 | 1,055,000 | 1,989,000 | 727,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,845,000 | 12,042,000 | 12,602,000 | 10,665,000 |
| Total capital | 13,284,000 | 13,508,000 | 14,145,000 | 12,195,000 |
| Risk-weighted assets | 115,006,000 | 116,940,000 | 123,166,000 | 122,220,000 |