Call reports 2016
BRUNSWICK STATE BANK — 2016
What BRUNSWICK STATE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 101,532,000 | 98,319,000 | 97,182,000 | 104,212,000 |
| Total loans | 84,248,000 | 86,071,000 | 86,172,000 | 88,310,000 |
| Allowance for loan losses | 1,081,000 | 1,072,000 | 990,000 | 986,000 |
| Securities available for sale | 6,929,000 | 6,512,000 | 5,568,000 | 5,669,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 85,110,000 | 81,237,000 | 79,996,000 | 88,542,000 |
| Interest-bearing deposits | 66,763,000 | 63,639,000 | 62,469,000 | 67,140,000 |
| Noninterest-bearing deposits | 18,347,000 | 17,598,000 | 17,527,000 | 21,402,000 |
| Equity capital | 9,944,000 | 10,315,000 | 10,447,000 | 10,265,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,230,000 | 2,458,000 | 3,741,000 | 4,997,000 |
| Interest expense | 188,000 | 380,000 | 574,000 | 777,000 |
| Net interest income | 1,042,000 | 2,078,000 | 3,167,000 | 4,220,000 |
| Noninterest income | 72,000 | 140,000 | 216,000 | 298,000 |
| Noninterest expense | 475,000 | 1,009,000 | 1,560,000 | 2,084,000 |
| Provision for loan losses | 94,000 | 113,000 | 131,000 | 150,000 |
| Pretax income | 545,000 | 1,215,000 | 1,872,000 | 2,444,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 545,000 | 1,215,000 | 1,872,000 | 2,444,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,764,000 | 10,034,000 | 10,291,000 | 10,463,000 |
| Total capital | 10,845,000 | 11,106,000 | 11,281,000 | 11,449,000 |
| Risk-weighted assets | 93,300,000 | 94,552,000 | 94,308,000 | 97,080,000 |