Call reports 2015
BRUNSWICK STATE BANK — 2015
What BRUNSWICK STATE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 97,976,000 | 96,712,000 | 99,781,000 | 103,794,000 |
| Total loans | 75,019,000 | 82,433,000 | 87,473,000 | 86,614,000 |
| Allowance for loan losses | 861,000 | 878,000 | 963,000 | 989,000 |
| Securities available for sale | 6,773,000 | 6,988,000 | 6,904,000 | 6,042,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 79,760,000 | 78,955,000 | 81,651,000 | 86,979,000 |
| Interest-bearing deposits | 63,581,000 | 63,784,000 | 62,415,000 | 66,642,000 |
| Noninterest-bearing deposits | 16,179,000 | 15,171,000 | 19,236,000 | 20,337,000 |
| Equity capital | 9,918,000 | 9,437,000 | 9,743,000 | 10,125,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,121,000 | 2,275,000 | 3,529,000 | 4,785,000 |
| Interest expense | 168,000 | 338,000 | 512,000 | 695,000 |
| Net interest income | 953,000 | 1,937,000 | 3,017,000 | 4,090,000 |
| Noninterest income | 50,000 | 112,000 | 187,000 | 263,000 |
| Noninterest expense | 458,000 | 964,000 | 1,442,000 | 1,903,000 |
| Provision for loan losses | 19,000 | 38,000 | 126,000 | 145,000 |
| Pretax income | 526,000 | 1,073,000 | 1,662,000 | 2,345,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 526,000 | 1,073,000 | 1,662,000 | 2,345,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,699,000 | 9,422,000 | 9,661,000 | 9,994,000 |
| Total capital | 10,560,000 | 10,300,000 | 10,624,000 | 10,983,000 |
| Risk-weighted assets | 83,231,000 | 90,603,000 | 95,883,000 | 95,363,000 |