Call reports 2014
BRUNSWICK STATE BANK — 2014
What BRUNSWICK STATE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 91,469,000 | 92,342,000 | 93,337,000 | 97,993,000 |
| Total loans | 74,280,000 | 72,826,000 | 78,747,000 | 79,122,000 |
| Allowance for loan losses | 817,000 | 818,000 | 815,000 | 843,000 |
| Securities available for sale | 6,285,000 | 6,378,000 | 6,537,000 | 6,742,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 77,457,000 | 77,884,000 | 74,874,000 | 79,470,000 |
| Interest-bearing deposits | 61,907,000 | 62,468,000 | 59,198,000 | 63,440,000 |
| Noninterest-bearing deposits | 15,550,000 | 15,416,000 | 15,676,000 | 16,030,000 |
| Equity capital | 8,861,000 | 9,247,000 | 9,576,000 | 9,899,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,097,000 | 2,209,000 | 3,359,000 | 4,539,000 |
| Interest expense | 160,000 | 325,000 | 491,000 | 656,000 |
| Net interest income | 937,000 | 1,884,000 | 2,868,000 | 3,883,000 |
| Noninterest income | 58,000 | 122,000 | 193,000 | 258,000 |
| Noninterest expense | 459,000 | 934,000 | 1,405,000 | 1,872,000 |
| Provision for loan losses | 13,000 | 25,000 | 37,000 | 50,000 |
| Pretax income | 528,000 | 1,052,000 | 1,624,000 | 2,224,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 528,000 | 1,052,000 | 1,624,000 | 2,224,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,933,000 | 9,172,000 | 9,459,000 | 9,774,000 |
| Total capital | 9,750,000 | 9,990,000 | 10,274,000 | 10,617,000 |
| Risk-weighted assets | 80,828,000 | 80,150,000 | 85,847,000 | 85,817,000 |