Call reports 2013
BRUNSWICK STATE BANK — 2013
What BRUNSWICK STATE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 83,824,000 | 83,542,000 | 88,810,000 | 94,203,000 |
| Total loans | 64,047,000 | 68,521,000 | 75,405,000 | 76,465,000 |
| Allowance for loan losses | 747,000 | 774,000 | 800,000 | 804,000 |
| Securities available for sale | 6,822,000 | 6,744,000 | 7,700,000 | 6,028,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 70,766,000 | 71,436,000 | 71,450,000 | 80,838,000 |
| Interest-bearing deposits | 55,968,000 | 56,460,000 | 56,899,000 | 61,212,000 |
| Noninterest-bearing deposits | 14,799,000 | 14,976,000 | 14,551,000 | 19,626,000 |
| Equity capital | 7,601,000 | 7,291,000 | 7,639,000 | 7,905,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,003,000 | 2,039,000 | 3,146,000 | 4,279,000 |
| Interest expense | 175,000 | 354,000 | 520,000 | 679,000 |
| Net interest income | 828,000 | 1,685,000 | 2,626,000 | 3,600,000 |
| Noninterest income | 47,000 | 104,000 | 165,000 | 237,000 |
| Noninterest expense | 436,000 | 903,000 | 1,323,000 | 1,809,000 |
| Provision for loan losses | 155,000 | 180,000 | 205,000 | 250,000 |
| Pretax income | 284,000 | 706,000 | 1,263,000 | 1,780,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 284,000 | 706,000 | 1,263,000 | 1,780,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,473,000 | 7,546,000 | 7,893,000 | 8,180,000 |
| Total capital | 8,220,000 | 8,320,000 | 8,693,000 | 8,984,000 |
| Risk-weighted assets | 70,999,000 | 75,693,000 | 82,961,000 | 83,696,000 |