Call reports 2009
BRUNSWICK STATE BANK — 2009
What BRUNSWICK STATE BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 60,808,000 | 64,611,000 | 66,461,000 | 69,734,000 |
| Total loans | 48,138,000 | 52,844,000 | 54,628,000 | 52,249,000 |
| Allowance for loan losses | 569,000 | 594,000 | 615,000 | 551,000 |
| Securities available for sale | 3,569,000 | 3,867,000 | 3,937,000 | 4,067,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 46,732,000 | 51,728,000 | 54,115,000 | 57,628,000 |
| Interest-bearing deposits | 40,383,000 | 45,765,000 | 48,655,000 | 48,661,000 |
| Noninterest-bearing deposits | 6,350,000 | 5,963,000 | 5,460,000 | 8,967,000 |
| Equity capital | 5,671,000 | 5,794,000 | 6,241,000 | 6,227,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 953,000 | 1,910,000 | 3,005,000 | 4,076,000 |
| Interest expense | 349,000 | 713,000 | 1,111,000 | 1,455,000 |
| Net interest income | 604,000 | 1,197,000 | 1,894,000 | 2,621,000 |
| Noninterest income | 78,000 | 142,000 | 196,000 | 264,000 |
| Noninterest expense | 322,000 | 725,000 | 1,133,000 | 1,534,000 |
| Provision for loan losses | 8,000 | 30,000 | 53,000 | 225,000 |
| Pretax income | 347,000 | 579,000 | 900,000 | 1,121,000 |
| Income tax | -32,000 | -32,000 | -31,000 | -28,000 |
| Net income | 379,000 | 611,000 | 931,000 | 1,149,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,609,000 | 5,656,000 | 5,976,000 | 5,959,000 |
| Total capital | 6,178,000 | 6,250,000 | 6,591,000 | 6,510,000 |
| Risk-weighted assets | 52,438,000 | 56,968,000 | 59,042,000 | 60,456,000 |