Call reports 2008
BRUNSWICK STATE BANK — 2008
What BRUNSWICK STATE BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 43,234,000 | 44,699,000 | 51,057,000 | 54,542,000 |
| Total loans | 34,382,000 | 36,287,000 | 42,454,000 | 46,882,000 |
| Allowance for loan losses | 527,000 | 561,000 | 565,000 | 558,000 |
| Securities available for sale | 1,997,000 | 1,574,000 | 1,543,000 | 3,459,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 35,234,000 | 33,668,000 | 38,161,000 | 42,162,000 |
| Interest-bearing deposits | 26,700,000 | 27,298,000 | 32,329,000 | 36,130,000 |
| Noninterest-bearing deposits | 8,534,000 | 6,370,000 | 5,832,000 | 6,032,000 |
| Equity capital | 5,209,000 | 5,288,000 | 5,423,000 | 5,277,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 710,000 | 1,445,000 | 2,257,000 | 3,153,000 |
| Interest expense | 257,000 | 525,000 | 824,000 | 1,179,000 |
| Net interest income | 453,000 | 920,000 | 1,433,000 | 1,974,000 |
| Noninterest income | 57,000 | 108,000 | 159,000 | 229,000 |
| Noninterest expense | 334,000 | 680,000 | 1,066,000 | 1,421,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 176,000 | 348,000 | 526,000 | 782,000 |
| Income tax | 25,000 | 25,000 | 25,000 | 284,000 |
| Net income | 151,000 | 323,000 | 501,000 | 498,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,223,000 | 5,281,000 | 5,418,000 | 5,230,000 |
| Total capital | 5,694,000 | 5,772,000 | 5,983,000 | 5,788,000 |
| Risk-weighted assets | 37,648,000 | 39,562,000 | 46,011,000 | 50,438,000 |