Call reports 2025
FIRST STATE BANK OF WYOMING — 2025
What FIRST STATE BANK OF WYOMING reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 225,138,000 | 224,312,000 | 236,004,000 | 243,574,000 |
| Total loans | 60,980,000 | 61,011,000 | 65,890,000 | 67,233,000 |
| Allowance for loan losses | 1,688,000 | 1,688,000 | 1,677,000 | 1,374,000 |
| Securities available for sale | 135,581,000 | 138,389,000 | 145,027,000 | 144,236,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 192,738,000 | 189,976,000 | 199,900,000 | 207,456,000 |
| Interest-bearing deposits | 157,179,000 | 154,260,000 | 159,940,000 | 167,932,000 |
| Noninterest-bearing deposits | 35,559,000 | 35,716,000 | 39,960,000 | 39,524,000 |
| Equity capital | 30,350,000 | 32,250,000 | 34,056,000 | 34,210,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 1,871,000 | 3,756,000 | 5,813,000 | 7,978,000 |
| Interest expense | 618,000 | 1,215,000 | 1,828,000 | 2,448,000 |
| Net interest income | 1,253,000 | 2,541,000 | 3,985,000 | 5,530,000 |
| Noninterest income | 244,000 | 501,000 | 771,000 | 1,011,000 |
| Noninterest expense | 1,067,000 | 2,119,000 | 3,153,000 | 4,237,000 |
| Provision for loan losses | 0 | 0 | 0 | -300,000 |
| Pretax income | 430,000 | 923,000 | 1,603,000 | 2,604,000 |
| Income tax | 141,000 | 254,000 | 405,000 | 686,000 |
| Net income | 289,000 | 669,000 | 1,198,000 | 1,918,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,294,000 | 38,674,000 | 39,203,000 | 38,423,000 |