Call reports 2016
FIRST STATE BANK OF WYOMING — 2016
What FIRST STATE BANK OF WYOMING reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 170,302,000 | 173,161,000 | 174,235,000 | 177,387,000 |
| Total loans | 60,427,000 | 59,772,000 | 58,760,000 | 62,564,000 |
| Allowance for loan losses | 2,053,000 | 2,047,000 | 2,057,000 | 2,046,000 |
| Securities available for sale | 94,709,000 | 98,588,000 | 99,115,000 | 97,366,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 141,399,000 | 141,095,000 | 143,951,000 | 149,426,000 |
| Interest-bearing deposits | 118,384,000 | 114,998,000 | 118,039,000 | 122,793,000 |
| Noninterest-bearing deposits | 23,015,000 | 26,097,000 | 25,912,000 | 26,633,000 |
| Equity capital | 28,072,000 | 28,938,000 | 29,227,000 | 27,560,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,434,000 | 2,816,000 | 4,185,000 | 5,527,000 |
| Interest expense | 133,000 | 256,000 | 380,000 | 502,000 |
| Net interest income | 1,301,000 | 2,560,000 | 3,805,000 | 5,025,000 |
| Noninterest income | 199,000 | 416,000 | 701,000 | 851,000 |
| Noninterest expense | 859,000 | 1,734,000 | 2,598,000 | 3,495,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 651,000 | 1,265,000 | 1,939,000 | 2,412,000 |
| Income tax | 194,000 | 376,000 | 570,000 | 681,000 |
| Net income | 457,000 | 889,000 | 1,369,000 | 1,731,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,864,000 | 27,296,000 | 27,776,000 | 27,787,000 |
| Total capital | 27,896,000 | 28,339,000 | 28,828,000 | 28,863,000 |
| Risk-weighted assets | 81,614,000 | 82,515,000 | 83,181,000 | 85,178,000 |