Call reports 2015
FIRST STATE BANK OF WYOMING — 2015
What FIRST STATE BANK OF WYOMING reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 160,561,000 | 164,748,000 | 165,808,000 | 169,769,000 |
| Total loans | 61,048,000 | 61,779,000 | 60,345,000 | 59,830,000 |
| Allowance for loan losses | 2,093,000 | 2,094,000 | 2,086,000 | 2,053,000 |
| Securities available for sale | 85,005,000 | 85,595,000 | 89,872,000 | 93,195,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 132,954,000 | 137,833,000 | 137,806,000 | 142,001,000 |
| Interest-bearing deposits | 112,784,000 | 115,644,000 | 114,658,000 | 120,132,000 |
| Noninterest-bearing deposits | 20,170,000 | 22,189,000 | 23,148,000 | 21,869,000 |
| Equity capital | 26,736,000 | 26,490,000 | 27,349,000 | 27,332,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,340,000 | 2,715,000 | 4,101,000 | 5,524,000 |
| Interest expense | 142,000 | 281,000 | 422,000 | 559,000 |
| Net interest income | 1,198,000 | 2,434,000 | 3,679,000 | 4,965,000 |
| Noninterest income | 388,000 | 628,000 | 837,000 | 1,051,000 |
| Noninterest expense | 844,000 | 1,691,000 | 2,543,000 | 3,516,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 742,000 | 1,380,000 | 1,946,000 | 2,473,000 |
| Income tax | 199,000 | 403,000 | 558,000 | 691,000 |
| Net income | 543,000 | 977,000 | 1,388,000 | 1,782,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,467,000 | 25,902,000 | 26,313,000 | 26,407,000 |
| Total capital | 26,501,000 | 26,942,000 | 27,341,000 | 27,444,000 |
| Risk-weighted assets | 82,589,000 | 82,170,000 | 81,188,000 | 81,979,000 |