Call reports 2013
FIRST STATE BANK OF WYOMING — 2013
What FIRST STATE BANK OF WYOMING reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 146,006,000 | 145,594,000 | 150,578,000 | 152,458,000 |
| Total loans | 60,560,000 | 62,722,000 | 60,517,000 | 61,201,000 |
| Allowance for loan losses | 2,357,000 | 2,440,000 | 2,446,000 | 2,520,000 |
| Securities available for sale | 72,776,000 | 68,972,000 | 76,793,000 | 77,894,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 121,601,000 | 121,979,000 | 126,488,000 | 128,977,000 |
| Interest-bearing deposits | 103,931,000 | 102,308,000 | 106,847,000 | 108,579,000 |
| Noninterest-bearing deposits | 17,670,000 | 19,671,000 | 19,641,000 | 20,398,000 |
| Equity capital | 23,894,000 | 23,095,000 | 23,522,000 | 23,121,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,322,000 | 2,697,000 | 4,075,000 | 5,459,000 |
| Interest expense | 219,000 | 425,000 | 623,000 | 801,000 |
| Net interest income | 1,103,000 | 2,272,000 | 3,452,000 | 4,658,000 |
| Noninterest income | 241,000 | 475,000 | 690,000 | 851,000 |
| Noninterest expense | 731,000 | 1,479,000 | 2,235,000 | 3,152,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 300,000 |
| Pretax income | 538,000 | 1,116,000 | 1,680,000 | 2,055,000 |
| Income tax | 185,000 | 395,000 | 593,000 | 742,000 |
| Net income | 353,000 | 721,000 | 1,087,000 | 1,313,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,653,000 | 23,021,000 | 23,387,000 | 23,363,000 |
| Total capital | 23,667,000 | 24,073,000 | 24,450,000 | 24,449,000 |
| Risk-weighted assets | 79,797,000 | 82,796,000 | 83,618,000 | 85,434,000 |