Call reports 2012
FIRST STATE BANK OF WYOMING — 2012
What FIRST STATE BANK OF WYOMING reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 143,678,000 | 144,802,000 | 147,413,000 | 148,330,000 |
| Total loans | 62,824,000 | 62,089,000 | 61,612,000 | 60,152,000 |
| Allowance for loan losses | 2,115,000 | 2,130,000 | 2,180,000 | 2,295,000 |
| Securities available for sale | 70,382,000 | 70,132,000 | 73,206,000 | 75,304,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 120,199,000 | 121,032,000 | 122,936,000 | 124,318,000 |
| Interest-bearing deposits | 103,709,000 | 102,489,000 | 104,899,000 | 105,865,000 |
| Noninterest-bearing deposits | 16,491,000 | 18,543,000 | 18,037,000 | 18,452,000 |
| Equity capital | 22,862,000 | 23,264,000 | 23,797,000 | 23,581,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,483,000 | 2,944,000 | 4,367,000 | 5,742,000 |
| Interest expense | 286,000 | 553,000 | 816,000 | 1,064,000 |
| Net interest income | 1,197,000 | 2,391,000 | 3,551,000 | 4,678,000 |
| Noninterest income | 307,000 | 232,000 | 532,000 | 688,000 |
| Noninterest expense | 797,000 | 1,541,000 | 2,306,000 | 3,112,000 |
| Provision for loan losses | 300,000 | 375,000 | 525,000 | 550,000 |
| Pretax income | 407,000 | 707,000 | 1,252,000 | 1,704,000 |
| Income tax | 103,000 | 204,000 | 381,000 | 518,000 |
| Net income | 304,000 | 503,000 | 871,000 | 1,186,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,668,000 | 21,867,000 | 22,236,000 | 22,300,000 |
| Total capital | 22,709,000 | 22,906,000 | 23,271,000 | 23,329,000 |
| Risk-weighted assets | 82,203,000 | 82,054,000 | 81,632,000 | 81,080,000 |