Call reports 2010
FIRST STATE BANK OF WYOMING — 2010
What FIRST STATE BANK OF WYOMING reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 141,460,000 | 141,240,000 | 141,709,000 | 142,757,000 |
| Total loans | 73,946,000 | 75,324,000 | 70,378,000 | 67,200,000 |
| Allowance for loan losses | 1,370,000 | 1,671,000 | 1,325,000 | 1,433,000 |
| Securities available for sale | 56,272,000 | 55,082,000 | 60,157,000 | 62,067,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 117,818,000 | 117,134,000 | 117,946,000 | 119,534,000 |
| Interest-bearing deposits | 104,415,000 | 103,744,000 | 103,389,000 | 105,340,000 |
| Noninterest-bearing deposits | 13,403,000 | 13,390,000 | 14,557,000 | 14,194,000 |
| Equity capital | 22,122,000 | 22,563,000 | 22,259,000 | 21,737,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,703,000 | 3,365,000 | 4,898,000 | 6,486,000 |
| Interest expense | 479,000 | 918,000 | 1,332,000 | 1,724,000 |
| Net interest income | 1,224,000 | 2,447,000 | 3,566,000 | 4,762,000 |
| Noninterest income | 215,000 | 465,000 | 719,000 | 984,000 |
| Noninterest expense | 831,000 | 1,679,000 | 2,660,000 | 3,587,000 |
| Provision for loan losses | 350,000 | 675,000 | 1,693,000 | 1,961,000 |
| Pretax income | 372,000 | 672,000 | 46,000 | 312,000 |
| Income tax | 80,000 | 147,000 | 0 | 53,000 |
| Net income | 292,000 | 525,000 | 46,000 | 259,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,405,000 | 21,638,000 | 21,158,000 | 21,122,000 |
| Total capital | 22,549,000 | 22,785,000 | 22,263,000 | 22,220,000 |
| Risk-weighted assets | 91,260,000 | 91,216,000 | 88,161,000 | 87,484,000 |