Call reports 2015
FIRST FEDERAL SAVINGS AND LOAN ASSOCIATION OF KEWANEE — 2015
What FIRST FEDERAL SAVINGS AND LOAN ASSOCIATION OF KEWANEE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 64,130,000 | 62,362,000 | 61,067,000 | 59,087,000 |
| Total loans | 24,466,000 | 23,748,000 | 23,758,000 | 22,650,000 |
| Allowance for loan losses | 445,000 | 445,000 | 445,000 | 446,000 |
| Securities available for sale | 5,522,000 | 5,499,000 | 5,492,000 | 0 |
| Securities held to maturity | 26,006,000 | 26,697,000 | 24,174,000 | 21,658,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 56,895,000 | 55,293,000 | 54,013,000 | 52,183,000 |
| Interest-bearing deposits | 56,383,000 | 54,939,000 | 53,799,000 | 51,884,000 |
| Noninterest-bearing deposits | 512,000 | 354,000 | 214,000 | 299,000 |
| Equity capital | 7,017,000 | 6,922,000 | 6,849,000 | 6,693,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 464,000 | 914,000 | 1,365,000 | 1,806,000 |
| Interest expense | 42,000 | 85,000 | 131,000 | 176,000 |
| Net interest income | 422,000 | 829,000 | 1,234,000 | 1,630,000 |
| Noninterest income | 40,000 | 39,000 | 43,000 | 53,000 |
| Noninterest expense | 476,000 | 949,000 | 1,426,000 | 1,953,000 |
| Provision for loan losses | 0 | 12,000 | 12,000 | 56,000 |
| Pretax income | -8,000 | -87,000 | -155,000 | -211,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -8,000 | -87,000 | -155,000 | -211,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,896,000 | 6,817,000 | 6,749,000 | 6,693,000 |
| Total capital | 7,192,000 | 7,103,000 | 7,036,000 | 6,970,000 |
| Risk-weighted assets | 23,496,000 | 22,698,000 | 22,806,000 | 21,999,000 |