Call reports 2014
FIRST FEDERAL SAVINGS AND LOAN ASSOCIATION OF KEWANEE — 2014
What FIRST FEDERAL SAVINGS AND LOAN ASSOCIATION OF KEWANEE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 68,272,000 | 65,687,000 | 63,715,000 | 63,160,000 |
| Total loans | 27,212,000 | 26,625,000 | 25,142,000 | 24,845,000 |
| Allowance for loan losses | 466,000 | 460,000 | 463,000 | 463,000 |
| Securities available for sale | 7,019,000 | 6,518,000 | 6,519,000 | 5,522,000 |
| Securities held to maturity | 27,854,000 | 26,847,000 | 26,828,000 | 26,006,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 60,734,000 | 58,416,000 | 56,408,000 | 55,924,000 |
| Interest-bearing deposits | 60,305,000 | 58,065,000 | 56,165,000 | 55,614,000 |
| Noninterest-bearing deposits | 429,000 | 351,000 | 243,000 | 310,000 |
| Equity capital | 7,285,000 | 7,089,000 | 7,050,000 | 7,029,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 525,000 | 1,038,000 | 1,524,000 | 2,001,000 |
| Interest expense | 51,000 | 98,000 | 143,000 | 187,000 |
| Net interest income | 474,000 | 940,000 | 1,381,000 | 1,814,000 |
| Noninterest income | 67,000 | 114,000 | 142,000 | 153,000 |
| Noninterest expense | 521,000 | 1,052,000 | 1,551,000 | 2,039,000 |
| Provision for loan losses | 15,000 | 200,000 | 210,000 | 210,000 |
| Pretax income | 5,000 | -179,000 | -219,000 | -220,000 |
| Income tax | 0 | 0 | -2,000 | -2,000 |
| Net income | 5,000 | -179,000 | -217,000 | -218,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,127,000 | 6,943,000 | 6,905,000 | 6,904,000 |
| Total capital | 7,465,000 | 7,282,000 | 7,224,000 | 7,221,000 |
| Risk-weighted assets | 26,925,000 | 26,996,000 | 25,359,000 | 25,203,000 |