Call reports 2013
FIRST FEDERAL SAVINGS AND LOAN ASSOCIATION OF KEWANEE — 2013
What FIRST FEDERAL SAVINGS AND LOAN ASSOCIATION OF KEWANEE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 72,036,000 | 70,516,000 | 68,966,000 | 67,859,000 |
| Total loans | 30,000,000 | 29,063,000 | 27,931,000 | 27,520,000 |
| Allowance for loan losses | 620,000 | 450,000 | 436,000 | 451,000 |
| Securities available for sale | 6,979,000 | 6,926,000 | 7,038,000 | 7,018,000 |
| Securities held to maturity | 25,464,000 | 27,453,000 | 27,883,000 | 27,863,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 64,463,000 | 63,065,000 | 61,360,000 | 60,276,000 |
| Interest-bearing deposits | 64,027,000 | 62,748,000 | 61,186,000 | 60,007,000 |
| Noninterest-bearing deposits | 436,000 | 317,000 | 174,000 | 269,000 |
| Equity capital | 7,358,000 | 7,298,000 | 7,354,000 | 7,285,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 564,000 | 1,097,000 | 1,607,000 | 2,114,000 |
| Interest expense | 76,000 | 143,000 | 205,000 | 261,000 |
| Net interest income | 488,000 | 954,000 | 1,402,000 | 1,853,000 |
| Noninterest income | 66,000 | 89,000 | 123,000 | 158,000 |
| Noninterest expense | 466,000 | 1,002,000 | 1,487,000 | 1,997,000 |
| Provision for loan losses | 25,000 | 4,000 | 19,000 | 34,000 |
| Pretax income | 63,000 | 39,000 | 21,000 | -18,000 |
| Income tax | 5,000 | 0 | 0 | 23,000 |
| Net income | 58,000 | 39,000 | 21,000 | -41,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,221,000 | 7,202,000 | 7,184,000 | 7,122,000 |
| Total capital | 7,586,000 | 7,557,000 | 7,529,000 | 7,464,000 |
| Risk-weighted assets | 28,927,000 | 28,335,000 | 27,527,000 | 27,214,000 |