Call reports 2012
FIRST FEDERAL SAVINGS AND LOAN ASSOCIATION OF KEWANEE — 2012
What FIRST FEDERAL SAVINGS AND LOAN ASSOCIATION OF KEWANEE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 74,550,000 | 72,238,000 | 70,581,000 | 71,570,000 |
| Total loans | 33,495,000 | 32,638,000 | 31,287,000 | 30,835,000 |
| Allowance for loan losses | 550,000 | 565,000 | 580,000 | 595,000 |
| Securities available for sale | 7,054,000 | 7,052,000 | 7,067,000 | 7,018,000 |
| Securities held to maturity | 22,962,000 | 24,001,000 | 24,935,000 | 24,974,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 65,885,000 | 64,643,000 | 62,985,000 | 64,080,000 |
| Interest-bearing deposits | 65,445,000 | 64,366,000 | 62,810,000 | 63,718,000 |
| Noninterest-bearing deposits | 440,000 | 277,000 | 175,000 | 362,000 |
| Equity capital | 8,563,000 | 7,369,000 | 7,356,000 | 7,318,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 585,000 | 1,182,000 | 1,746,000 | 2,272,000 |
| Interest expense | 134,000 | 248,000 | 349,000 | 438,000 |
| Net interest income | 451,000 | 934,000 | 1,397,000 | 1,834,000 |
| Noninterest income | 118,000 | 92,000 | 159,000 | 303,000 |
| Noninterest expense | 529,000 | 1,090,000 | 1,627,000 | 2,109,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 153,000 |
| Pretax income | -12,000 | -167,000 | -189,000 | -194,000 |
| Income tax | 4,000 | 1,042,000 | 1,042,000 | 1,042,000 |
| Net income | -16,000 | -1,209,000 | -1,231,000 | -1,236,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,774,000 | 7,190,000 | 7,168,000 | 7,163,000 |
| Total capital | 8,165,000 | 7,563,000 | 7,537,000 | 7,534,000 |
| Risk-weighted assets | 31,113,000 | 29,624,000 | 29,302,000 | 29,428,000 |