Call reports 2025
PENNIAN BANK — 2025
What PENNIAN BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 668,277,000 | 674,363,000 | 656,723,000 | 662,124,000 |
| Total loans | 447,874,000 | 442,086,000 | 436,845,000 | 434,108,000 |
| Allowance for loan losses | 5,354,000 | 5,392,000 | 5,490,000 | 5,373,000 |
| Securities available for sale | 171,291,000 | 164,414,000 | 165,819,000 | 163,183,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 577,392,000 | 590,982,000 | 570,328,000 | 573,667,000 |
| Interest-bearing deposits | 465,487,000 | 480,061,000 | 460,152,000 | 461,364,000 |
| Noninterest-bearing deposits | 111,905,000 | 110,921,000 | 110,176,000 | 112,303,000 |
| Equity capital | 44,648,000 | 44,199,000 | 47,431,000 | 49,146,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 7,559,000 | 14,843,000 | 22,292,000 | 30,464,000 |
| Interest expense | 2,949,000 | 5,895,000 | 8,764,000 | 11,461,000 |
| Net interest income | 4,610,000 | 8,948,000 | 13,528,000 | 19,003,000 |
| Noninterest income | 1,113,000 | 2,305,000 | 3,485,000 | 4,661,000 |
| Noninterest expense | 4,888,000 | 9,809,000 | 14,912,000 | 20,159,000 |
| Provision for loan losses | -7,000 | 18,000 | 874,000 | 1,545,000 |
| Pretax income | 853,000 | 1,477,000 | 1,276,000 | 1,999,000 |
| Income tax | 79,000 | -103,000 | -125,000 | -237,000 |
| Net income | 774,000 | 1,580,000 | 1,401,000 | 2,236,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 61,169,000 | 61,877,000 | 61,488,000 | 62,081,000 |
| Total capital | 66,377,000 | 67,026,000 | 66,582,000 | 67,101,000 |
| Risk-weighted assets | 416,348,000 | 411,620,000 | 407,019,000 | 401,192,000 |