Call reports 2024
PENNIAN BANK — 2024
What PENNIAN BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 714,498,000 | 707,724,000 | 695,466,000 | 675,468,000 |
| Total loans | 473,242,000 | 470,266,000 | 464,710,000 | 454,895,000 |
| Allowance for loan losses | 5,979,000 | 6,006,000 | 5,591,000 | 5,455,000 |
| Securities available for sale | 184,122,000 | 181,488,000 | 184,366,000 | 170,924,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 589,364,000 | 584,555,000 | 565,828,000 | 584,030,000 |
| Interest-bearing deposits | 472,837,000 | 470,634,000 | 455,006,000 | 476,173,000 |
| Noninterest-bearing deposits | 116,527,000 | 113,921,000 | 110,822,000 | 107,857,000 |
| Equity capital | 41,644,000 | 42,199,000 | 46,618,000 | 42,087,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 7,270,000 | 14,806,000 | 22,290,000 | 29,788,000 |
| Interest expense | 3,538,000 | 7,008,000 | 10,432,000 | 13,760,000 |
| Net interest income | 3,732,000 | 7,798,000 | 11,858,000 | 16,028,000 |
| Noninterest income | 946,000 | 1,980,000 | 3,063,000 | 4,127,000 |
| Noninterest expense | 4,784,000 | 9,209,000 | 13,840,000 | 18,387,000 |
| Provision for loan losses | 101,000 | 176,000 | -148,000 | -43,000 |
| Pretax income | -231,000 | 387,000 | 1,184,000 | 1,773,000 |
| Income tax | -145,000 | -111,000 | -103,000 | 324,000 |
| Net income | -86,000 | 498,000 | 1,287,000 | 1,449,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 59,195,000 | 59,667,000 | 60,344,000 | 60,395,000 |
| Total capital | 64,687,000 | 65,101,000 | 65,669,000 | 65,657,000 |
| Risk-weighted assets | 438,849,000 | 434,053,000 | 425,650,000 | 420,669,000 |