Call reports 2023
PENNIAN BANK — 2023
What PENNIAN BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 705,334,000 | 703,363,000 | 695,481,000 | 706,281,000 |
| Total loans | 464,971,000 | 470,266,000 | 475,598,000 | 472,551,000 |
| Allowance for loan losses | 5,835,000 | 5,830,000 | 5,792,000 | 6,013,000 |
| Securities available for sale | 186,979,000 | 181,019,000 | 170,157,000 | 186,473,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 584,465,000 | 603,656,000 | 591,693,000 | 560,591,000 |
| Interest-bearing deposits | 460,187,000 | 482,751,000 | 485,958,000 | 449,881,000 |
| Noninterest-bearing deposits | 124,278,000 | 120,905,000 | 105,735,000 | 110,710,000 |
| Equity capital | 43,384,000 | 42,038,000 | 37,730,000 | 43,685,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 6,657,000 | 13,493,000 | 20,668,000 | 27,890,000 |
| Interest expense | 2,035,000 | 4,573,000 | 7,562,000 | 10,908,000 |
| Net interest income | 4,622,000 | 8,920,000 | 13,106,000 | 16,982,000 |
| Noninterest income | 947,000 | 1,899,000 | 2,918,000 | 3,945,000 |
| Noninterest expense | 4,524,000 | 9,061,000 | 13,453,000 | 17,979,000 |
| Provision for loan losses | 199,000 | 308,000 | 394,000 | 1,645,000 |
| Pretax income | 850,000 | 1,477,000 | 2,216,000 | 1,401,000 |
| Income tax | 95,000 | 76,000 | 128,000 | -156,000 |
| Net income | 755,000 | 1,401,000 | 2,088,000 | 1,557,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 60,038,000 | 60,180,000 | 60,364,000 | 59,330,000 |
| Total capital | 65,630,000 | 65,661,000 | 65,850,000 | 64,781,000 |
| Risk-weighted assets | 446,942,000 | 437,947,000 | 438,435,000 | 435,475,000 |