Call reports 2022
PENNIAN BANK — 2022
What PENNIAN BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 700,193,000 | 700,284,000 | 699,192,000 | 706,440,000 |
| Total loans | 420,430,000 | 442,250,000 | 455,524,000 | 461,094,000 |
| Allowance for loan losses | 4,697,000 | 4,868,000 | 5,190,000 | 5,172,000 |
| Securities available for sale | 216,360,000 | 203,495,000 | 189,359,000 | 186,059,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 605,833,000 | 615,003,000 | 600,568,000 | 585,308,000 |
| Interest-bearing deposits | 483,511,000 | 494,352,000 | 477,492,000 | 461,523,000 |
| Noninterest-bearing deposits | 122,322,000 | 120,651,000 | 123,076,000 | 123,785,000 |
| Equity capital | 51,221,000 | 43,411,000 | 38,756,000 | 40,394,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 5,432,000 | 10,983,000 | 16,992,000 | 23,498,000 |
| Interest expense | 571,000 | 1,141,000 | 1,797,000 | 3,050,000 |
| Net interest income | 4,861,000 | 9,842,000 | 15,195,000 | 20,448,000 |
| Noninterest income | 856,000 | 1,845,000 | 2,761,000 | 3,584,000 |
| Noninterest expense | 4,153,000 | 8,493,000 | 12,894,000 | 17,214,000 |
| Provision for loan losses | 0 | 200,000 | 550,000 | 550,000 |
| Pretax income | 1,564,000 | 2,994,000 | 4,512,000 | 6,268,000 |
| Income tax | 201,000 | 364,000 | 557,000 | 804,000 |
| Net income | 1,363,000 | 2,630,000 | 3,955,000 | 5,464,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 58,026,000 | 58,791,000 | 59,563,000 | 60,166,000 |
| Total capital | 63,043,000 | 64,000,000 | 64,983,000 | 65,625,000 |
| Risk-weighted assets | 401,503,000 | 416,736,000 | 433,504,000 | 436,621,000 |