Call reports 2021
PENNIAN BANK — 2021
What PENNIAN BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 633,218,000 | 664,207,000 | 680,006,000 | 697,014,000 |
| Total loans | 403,117,000 | 410,226,000 | 411,631,000 | 409,050,000 |
| Allowance for loan losses | 4,679,000 | 4,696,000 | 4,700,000 | 4,695,000 |
| Securities available for sale | 175,343,000 | 206,971,000 | 208,968,000 | 232,171,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 523,137,000 | 556,775,000 | 570,198,000 | 590,096,000 |
| Interest-bearing deposits | 416,134,000 | 448,612,000 | 455,766,000 | 469,999,000 |
| Noninterest-bearing deposits | 107,003,000 | 108,163,000 | 114,432,000 | 120,097,000 |
| Equity capital | 59,111,000 | 60,731,000 | 61,516,000 | 60,369,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 4,995,000 | 10,145,000 | 15,451,000 | 20,981,000 |
| Interest expense | 755,000 | 1,494,000 | 2,201,000 | 2,855,000 |
| Net interest income | 4,240,000 | 8,651,000 | 13,250,000 | 18,126,000 |
| Noninterest income | 814,000 | 1,572,000 | 2,529,000 | 3,418,000 |
| Noninterest expense | 3,509,000 | 7,078,000 | 11,130,000 | 15,575,000 |
| Provision for loan losses | 125,000 | 125,000 | 125,000 | 125,000 |
| Pretax income | 1,420,000 | 3,054,000 | 4,563,000 | 5,883,000 |
| Income tax | 168,000 | 376,000 | 561,000 | 697,000 |
| Net income | 1,252,000 | 2,678,000 | 4,002,000 | 5,186,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 55,248,000 | 56,229,000 | 57,107,000 | 57,166,000 |
| Total capital | 59,957,000 | 61,038,000 | 61,980,000 | 61,967,000 |
| Risk-weighted assets | 376,375,000 | 384,465,000 | 389,694,000 | 383,861,000 |