Call reports 2020
PENNIAN BANK — 2020
What PENNIAN BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 550,527,000 | 573,447,000 | 601,838,000 | 606,829,000 |
| Total loans | 357,259,000 | 371,064,000 | 384,877,000 | 385,292,000 |
| Allowance for loan losses | 3,920,000 | 4,122,000 | 4,513,000 | 4,566,000 |
| Securities available for sale | 138,297,000 | 143,981,000 | 166,410,000 | 168,395,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 460,867,000 | 483,240,000 | 490,019,000 | 494,583,000 |
| Interest-bearing deposits | 386,821,000 | 398,047,000 | 401,242,000 | 402,264,000 |
| Noninterest-bearing deposits | 74,046,000 | 85,193,000 | 88,777,000 | 92,319,000 |
| Equity capital | 56,087,000 | 57,222,000 | 58,102,000 | 59,310,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 5,069,000 | 9,903,000 | 14,905,000 | 20,040,000 |
| Interest expense | 1,335,000 | 2,442,000 | 3,365,000 | 4,244,000 |
| Net interest income | 3,734,000 | 7,461,000 | 11,540,000 | 15,796,000 |
| Noninterest income | 803,000 | 1,447,000 | 2,327,000 | 3,111,000 |
| Noninterest expense | 3,566,000 | 6,961,000 | 10,352,000 | 13,850,000 |
| Provision for loan losses | 0 | 200,000 | 550,000 | 600,000 |
| Pretax income | 1,171,000 | 1,962,000 | 3,214,000 | 4,706,000 |
| Income tax | 150,000 | 206,000 | 345,000 | 544,000 |
| Net income | 1,021,000 | 1,756,000 | 2,869,000 | 4,162,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 53,032,000 | 53,322,000 | 53,989,000 | 54,443,000 |
| Total capital | 57,002,000 | 57,529,000 | 58,411,000 | 58,857,000 |
| Risk-weighted assets | 317,395,000 | 336,407,000 | 353,292,000 | 352,710,000 |