Call reports 2019
PENNIAN BANK — 2019
What PENNIAN BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 521,813,000 | 533,929,000 | 536,375,000 | 541,758,000 |
| Total loans | 352,017,000 | 353,961,000 | 358,636,000 | 356,433,000 |
| Allowance for loan losses | 3,805,000 | 3,818,000 | 3,919,000 | 3,919,000 |
| Securities available for sale | 131,519,000 | 137,063,000 | 140,398,000 | 140,894,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 435,234,000 | 445,887,000 | 446,057,000 | 452,432,000 |
| Interest-bearing deposits | 374,109,000 | 384,950,000 | 383,590,000 | 383,990,000 |
| Noninterest-bearing deposits | 61,125,000 | 60,937,000 | 62,467,000 | 68,442,000 |
| Equity capital | 51,364,000 | 53,552,000 | 54,269,000 | 53,977,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 4,950,000 | 9,981,000 | 15,173,000 | 20,317,000 |
| Interest expense | 1,219,000 | 2,620,000 | 4,056,000 | 5,476,000 |
| Net interest income | 3,731,000 | 7,361,000 | 11,117,000 | 14,841,000 |
| Noninterest income | 729,000 | 1,449,000 | 2,190,000 | 2,965,000 |
| Noninterest expense | 3,334,000 | 6,626,000 | 9,994,000 | 13,363,000 |
| Provision for loan losses | 50,000 | 225,000 | 450,000 | 450,000 |
| Pretax income | 1,076,000 | 1,959,000 | 3,002,000 | 4,132,000 |
| Income tax | 132,000 | 224,000 | 349,000 | 488,000 |
| Net income | 944,000 | 1,735,000 | 2,653,000 | 3,644,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 51,462,000 | 51,806,000 | 52,280,000 | 52,457,000 |
| Total capital | 55,262,000 | 55,671,000 | 56,215,000 | 56,414,000 |
| Risk-weighted assets | 303,828,000 | 309,063,000 | 314,605,000 | 316,362,000 |