Call reports 2018
PENNIAN BANK — 2018
What PENNIAN BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 506,569,000 | 506,859,000 | 508,141,000 | 510,723,000 |
| Total loans | 351,424,000 | 345,913,000 | 343,963,000 | 345,278,000 |
| Allowance for loan losses | 3,846,000 | 3,736,000 | 3,830,000 | 3,786,000 |
| Securities available for sale | 114,661,000 | 121,278,000 | 125,909,000 | 130,280,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 412,954,000 | 418,076,000 | 424,012,000 | 422,960,000 |
| Interest-bearing deposits | 349,830,000 | 357,670,000 | 364,479,000 | 358,908,000 |
| Noninterest-bearing deposits | 63,124,000 | 60,406,000 | 59,533,000 | 64,052,000 |
| Equity capital | 48,345,000 | 48,539,000 | 48,408,000 | 50,096,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 4,879,000 | 9,503,000 | 14,258,000 | 19,168,000 |
| Interest expense | 870,000 | 1,835,000 | 2,882,000 | 4,018,000 |
| Net interest income | 4,009,000 | 7,668,000 | 11,376,000 | 15,150,000 |
| Noninterest income | 677,000 | 1,438,000 | 2,183,000 | 2,968,000 |
| Noninterest expense | 3,037,000 | 6,164,000 | 9,305,000 | 12,685,000 |
| Provision for loan losses | 150,000 | 220,000 | 320,000 | 345,000 |
| Pretax income | 1,501,000 | 2,724,000 | 3,938,000 | 5,093,000 |
| Income tax | 214,000 | 373,000 | 530,000 | 676,000 |
| Net income | 1,287,000 | 2,351,000 | 3,408,000 | 4,417,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 49,361,000 | 50,030,000 | 50,691,000 | 50,964,000 |
| Total capital | 53,073,000 | 53,678,000 | 54,356,000 | 54,662,000 |
| Risk-weighted assets | 296,638,000 | 292,577,000 | 292,852,000 | 295,560,000 |