Call reports 2017
PENNIAN BANK — 2017
What PENNIAN BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 482,246,000 | 490,607,000 | 500,412,000 | 504,400,000 |
| Total loans | 336,511,000 | 341,948,000 | 341,847,000 | 349,318,000 |
| Allowance for loan losses | 3,803,000 | 3,755,000 | 3,736,000 | 3,708,000 |
| Securities available for sale | 112,066,000 | 112,210,000 | 111,508,000 | 117,747,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 389,601,000 | 393,715,000 | 400,300,000 | 404,273,000 |
| Interest-bearing deposits | 332,030,000 | 335,174,000 | 341,049,000 | 344,368,000 |
| Noninterest-bearing deposits | 57,571,000 | 58,541,000 | 59,251,000 | 59,905,000 |
| Equity capital | 47,353,000 | 48,644,000 | 49,169,000 | 48,508,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 4,257,000 | 8,650,000 | 13,098,000 | 17,579,000 |
| Interest expense | 755,000 | 1,537,000 | 2,340,000 | 3,178,000 |
| Net interest income | 3,502,000 | 7,113,000 | 10,758,000 | 14,401,000 |
| Noninterest income | 617,000 | 1,276,000 | 2,002,000 | 2,697,000 |
| Noninterest expense | 2,874,000 | 5,847,000 | 8,846,000 | 11,845,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,255,000 | 2,552,000 | 3,976,000 | 5,315,000 |
| Income tax | 225,000 | 477,000 | 778,000 | 1,604,000 |
| Net income | 1,030,000 | 2,075,000 | 3,198,000 | 3,711,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 47,165,000 | 47,842,000 | 48,598,000 | 48,469,000 |
| Total capital | 50,742,000 | 51,476,000 | 52,283,000 | 52,162,000 |
| Risk-weighted assets | 285,726,000 | 290,374,000 | 294,552,000 | 295,457,000 |