Call reports 2014
PENNIAN BANK — 2014
What PENNIAN BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 427,978,000 | 438,040,000 | 443,750,000 | 452,200,000 |
| Total loans | 260,565,000 | 267,417,000 | 279,867,000 | 293,075,000 |
| Allowance for loan losses | 2,608,000 | 2,672,000 | 2,798,000 | 3,099,000 |
| Securities available for sale | 79,376,000 | 137,903,000 | 133,882,000 | 129,660,000 |
| Securities held to maturity | 51,028,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 371,761,000 | 376,339,000 | 381,646,000 | 380,695,000 |
| Interest-bearing deposits | 326,538,000 | 331,372,000 | 337,618,000 | 333,587,000 |
| Noninterest-bearing deposits | 45,223,000 | 44,967,000 | 44,028,000 | 47,108,000 |
| Equity capital | 39,843,000 | 41,583,000 | 42,501,000 | 43,368,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 4,101,000 | 8,264,000 | 12,519,000 | 17,067,000 |
| Interest expense | 908,000 | 1,811,000 | 2,721,000 | 3,637,000 |
| Net interest income | 3,193,000 | 6,453,000 | 9,798,000 | 13,430,000 |
| Noninterest income | 620,000 | 1,285,000 | 2,172,000 | 2,876,000 |
| Noninterest expense | 2,808,000 | 5,563,000 | 8,391,000 | 11,346,000 |
| Provision for loan losses | 34,000 | 144,000 | 238,000 | 352,000 |
| Pretax income | 971,000 | 2,434,000 | 3,744,000 | 5,014,000 |
| Income tax | 105,000 | 394,000 | 632,000 | 828,000 |
| Net income | 866,000 | 2,040,000 | 3,112,000 | 4,186,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 39,992,000 | 40,730,000 | 41,364,000 | 41,833,000 |
| Total capital | 42,833,000 | 43,644,000 | 44,423,000 | 44,948,000 |
| Risk-weighted assets | 227,280,000 | 233,127,000 | 244,744,000 | 248,951,000 |