Call reports 2012
PENNIAN BANK — 2012
What PENNIAN BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 398,777,000 | 413,533,000 | 424,201,000 | 419,635,000 |
| Total loans | 251,515,000 | 253,699,000 | 254,930,000 | 245,729,000 |
| Allowance for loan losses | 2,586,000 | 2,703,000 | 2,790,000 | 2,794,000 |
| Securities available for sale | 73,415,000 | 81,235,000 | 87,290,000 | 85,365,000 |
| Securities held to maturity | 38,205,000 | 40,951,000 | 47,273,000 | 50,648,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 342,052,000 | 355,674,000 | 364,998,000 | 365,530,000 |
| Interest-bearing deposits | 304,054,000 | 319,838,000 | 325,606,000 | 324,780,000 |
| Noninterest-bearing deposits | 37,998,000 | 35,836,000 | 39,392,000 | 40,750,000 |
| Equity capital | 36,311,000 | 37,254,000 | 38,278,000 | 38,531,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 4,537,000 | 9,034,000 | 13,568,000 | 17,970,000 |
| Interest expense | 1,345,000 | 2,694,000 | 4,014,000 | 5,294,000 |
| Net interest income | 3,192,000 | 6,340,000 | 9,554,000 | 12,676,000 |
| Noninterest income | 705,000 | 1,566,000 | 2,286,000 | 3,193,000 |
| Noninterest expense | 2,409,000 | 4,786,000 | 7,237,000 | 9,854,000 |
| Provision for loan losses | 10,000 | 111,000 | 207,000 | 324,000 |
| Pretax income | 1,478,000 | 3,107,000 | 4,562,000 | 5,857,000 |
| Income tax | 306,000 | 651,000 | 935,000 | 1,160,000 |
| Net income | 1,172,000 | 2,456,000 | 3,627,000 | 4,697,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,215,000 | 36,130,000 | 37,000,000 | 37,374,000 |
| Total capital | 37,836,000 | 38,844,000 | 39,576,000 | 40,034,000 |
| Risk-weighted assets | 208,938,000 | 217,000,000 | 205,693,000 | 212,491,000 |