Call reports 2011
PENNIAN BANK — 2011
What PENNIAN BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 369,674,000 | 375,597,000 | 381,295,000 | 386,809,000 |
| Total loans | 240,583,000 | 242,766,000 | 244,963,000 | 250,788,000 |
| Allowance for loan losses | 2,187,000 | 2,251,000 | 2,561,000 | 3,085,000 |
| Securities available for sale | 69,376,000 | 72,670,000 | 73,055,000 | 72,749,000 |
| Securities held to maturity | 31,956,000 | 33,642,000 | 33,354,000 | 34,972,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 315,749,000 | 320,933,000 | 325,760,000 | 330,677,000 |
| Interest-bearing deposits | 283,692,000 | 289,316,000 | 291,823,000 | 294,555,000 |
| Noninterest-bearing deposits | 32,057,000 | 31,617,000 | 33,937,000 | 36,122,000 |
| Equity capital | 32,903,000 | 34,094,000 | 34,884,000 | 35,432,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 4,521,000 | 9,062,000 | 13,699,000 | 18,350,000 |
| Interest expense | 1,491,000 | 2,953,000 | 4,303,000 | 5,642,000 |
| Net interest income | 3,030,000 | 6,109,000 | 9,396,000 | 12,708,000 |
| Noninterest income | 644,000 | 1,478,000 | 2,253,000 | 3,051,000 |
| Noninterest expense | 2,369,000 | 4,705,000 | 7,053,000 | 9,384,000 |
| Provision for loan losses | 24,000 | 151,000 | 454,000 | 982,000 |
| Pretax income | 1,285,000 | 2,735,000 | 4,146,000 | 5,397,000 |
| Income tax | 252,000 | 571,000 | 861,000 | 1,095,000 |
| Net income | 1,033,000 | 2,164,000 | 3,285,000 | 4,302,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,888,000 | 32,750,000 | 33,599,000 | 34,329,000 |
| Total capital | 34,194,000 | 35,143,000 | 36,119,000 | 36,932,000 |
| Risk-weighted assets | 199,823,000 | 200,642,000 | 201,425,000 | 207,588,000 |