Call reports 2010
PENNIAN BANK — 2010
What PENNIAN BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 356,803,000 | 362,024,000 | 372,030,000 | 373,060,000 |
| Total loans | 222,014,000 | 225,502,000 | 230,605,000 | 238,385,000 |
| Allowance for loan losses | 1,895,000 | 1,995,000 | 2,019,000 | 2,154,000 |
| Securities available for sale | 73,000,000 | 78,484,000 | 78,471,000 | 74,578,000 |
| Securities held to maturity | 29,616,000 | 29,239,000 | 29,893,000 | 31,872,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 301,606,000 | 306,490,000 | 317,723,000 | 317,966,000 |
| Interest-bearing deposits | 272,988,000 | 278,734,000 | 288,696,000 | 285,939,000 |
| Noninterest-bearing deposits | 28,618,000 | 27,756,000 | 29,027,000 | 32,027,000 |
| Equity capital | 29,816,000 | 30,784,000 | 31,628,000 | 32,265,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 4,391,000 | 8,939,000 | 13,508,000 | 18,139,000 |
| Interest expense | 1,867,000 | 3,553,000 | 5,111,000 | 6,654,000 |
| Net interest income | 2,524,000 | 5,386,000 | 8,397,000 | 11,485,000 |
| Noninterest income | 612,000 | 1,224,000 | 1,899,000 | 2,577,000 |
| Noninterest expense | 2,269,000 | 4,538,000 | 6,791,000 | 9,018,000 |
| Provision for loan losses | 20,000 | 114,000 | 203,000 | 336,000 |
| Pretax income | 1,029,000 | 2,140,000 | 3,484,000 | 4,890,000 |
| Income tax | 207,000 | 434,000 | 741,000 | 1,053,000 |
| Net income | 822,000 | 1,706,000 | 2,743,000 | 3,837,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,848,000 | 29,499,000 | 30,251,000 | 31,104,000 |
| Total capital | 30,848,000 | 31,636,000 | 32,420,000 | 33,362,000 |
| Risk-weighted assets | 193,897,000 | 190,797,000 | 198,323,000 | 199,958,000 |